About

Welcome to FinancialHotSeat.com!

I started this blog to tell my financial story and help others battle their way out of debt, create passive income through various investments, and plan for a retirement to be proud of.

Through a series of events including loan deferments and forbearance,  I found myself  with over $200,000 in student loan debt with incredibly high interest rates and no light at the end of the tunnel. It was an extremely depressing situation to be in and was an extreme motivating factor to make as much money as I possibly could if I ever wanted to live a normal life. A life that included owning a home, getting married, and starting a family.

With some hard work at my job and MANY side hustles (which I will cover in this blog), I have been able to take control over my student loans and FINALLY begin to understand how I can eliminate the shackles that Sallie Mae has tied me down with.

I still have quite a ways to go and unfortunately it took me longer than I would have liked to “get it”. I made a lot of not so great financial choices when it comes to student loans and debt. That is the exact reason I decided to start this blog…

If I can help just a handful of people make better decisions when it comes to managing and eliminating student loan debt I will be the happiest man alive. Life has so much to offer and in my opinion, everyone deserves the freedom to live life debt free and put your hard earned money to work for yourself.

-Bill